Institution record
American
American Savings Bank, FSB
- Source score
- —
- Warnings
- 0
- Comments
- 0
Licence records
Licences within our coverage (banks and deposit-taking institutions) are listed first. Check each one on the regulator's own register.
Peer regulatory & risk comparison
Side-by-side supervisory and risk benchmark comparing American against peer institutions in our banks and deposit-taking institutions dataset.
| Institution | Primary regulators | Regulated / total | Risk classification | Source score | Warnings |
|---|---|---|---|---|---|
| American (this record) | FDIC | 1 / 1 | Risk level not supplied | — | 0 |
| American Express | FRSOCCFDIC | 3 / 3 | Risk level not supplied | — | 0 |
| BofA | FDICFRSOCC | 3 / 3 | Risk level not supplied | — | 0 |
| Citibank, N.A. | OCCFDICFRS | 3 / 3 | Risk level not supplied | — | 0 |
| Fifth Third Bank | OCCFRSFDIC | 3 / 3 | Risk level not supplied | — | 0 |
| KeyBank | FDICFRSOCC | 3 / 3 | Risk level not supplied | — | 0 |
American: institutional due diligence FAQ
Key supervisory, licensing, and counterparty verification questions generated from the dataset.
What is American's regulatory licence status and supervisory authorisation?
In our imported dataset, American (legal entity reference: American Savings Bank, FSB) holds 1 recorded licence entry, of which 1 carries a "regulated" status and 1 are marked regulated or registered: FDIC (Federal Deposit Insurance Corporation (U.S.)) — licence 45360, status: regulated, Tier-1. Institutional due diligence requires verifying that the exact legal entity on your counterparty agreement matches the licensed entity name and registration number on the official FDIC public register.
Which of American's jurisdictions and licences fall within this site's regulatory coverage?
American is tracked under our banks and deposit-taking institutions coverage scope based on its institutional service profile (CFDs, Precious metals, Stock indices, Forex) rather than a domestic focus licence. Its 1 recorded licence (FDIC) should be evaluated for cross-border passporting and local solicitation rules.
What is American's institutional risk classification, enforcement exposure, and score profile?
American carries a "risk level not supplied" classification in the source dataset (composite numeric scores are not supplied for this record). The record flags 0 regulatory warning or complaint counts. Because these figures reflect imported source fields rather than primary audit findings, compliance teams should review primary enforcement bulletins directly.
What operational due diligence steps apply to American's platforms, entity structure, and complaints?
Before allocating capital or executing trades with American, institutional and retail allocators should: (1) confirm the domain (not supplied in source) against regulator-approved domains to guard against clone firms; (2) verify whether any of the 0 recorded warning/complaint entries or 0 user comments involve withdrawal restrictions or scope violations; and (3) confirm the dispute-resolution ombudsman tied to FDIC.
Related institutional research & regulatory analysis
Editorial briefings and compliance research from FinLexicon Wiki relevant to American's supervisory scope.
Prudential Regulation & Capital Standards
Expanded Risk-Based Approach (ERBA) Basel III Endgame Standard: Statutory Definition, Regulatory Scope & Compliance Deadlines (-4.8% Cat I/II CET1 Change Benchmark)
Expanded Risk-Based Approach (ERBA) Basel III Endgame Standard (BASEL-ERBA-2026) stands at -4.8% (Cat I/II CET1 Change) (Source: Federal Reserve / OCC / FDIC, 2026-10-20), governing exact rule citations, covered entities
Market Microstructure & Derivatives Taxonomy
Expanded Risk-Based Approach (ERBA) Basel III Endgame Standard: Balance-Sheet Netting Mechanics & RWA Capital Weight Calculation (-4.8% Cat I/II CET1 Change Benchmark)
Expanded Risk-Based Approach (ERBA) Basel III Endgame Standard (BASEL-ERBA-2026) stands at -4.8% (Cat I/II CET1 Change) (Source: Federal Reserve / OCC / FDIC, 2026-10-20), governing multilateral netting compression and T
Central Clearing & Repo Architecture
Expanded Risk-Based Approach (ERBA) Basel III Endgame Standard: Cross-Jurisdictional Comparison: US vs. EU CRR III vs. UK PRA (-4.8% Cat I/II CET1 Change Benchmark)
Expanded Risk-Based Approach (ERBA) Basel III Endgame Standard (BASEL-ERBA-2026) stands at -4.8% (Cat I/II CET1 Change) (Source: Federal Reserve / OCC / FDIC, 2026-10-20), governing national divergences, gold-plating rem
ISDA & Counterparty Credit Lexicon
Expanded Risk-Based Approach (ERBA) Basel III Endgame Standard: Clearinghouse Default Waterfall & Margin Segregation Rules (-4.8% Cat I/II CET1 Change Benchmark)
Expanded Risk-Based Approach (ERBA) Basel III Endgame Standard (BASEL-ERBA-2026) stands at -4.8% (Cat I/II CET1 Change) (Source: Federal Reserve / OCC / FDIC, 2026-10-20), governing omnibus versus legally segregated oper