Institution record
American Express
- Source score
- 5.0
- Warnings
- 0
- Comments
- 0
Licence records
Licences within our coverage (banks and deposit-taking institutions) are listed first. Check each one on the regulator's own register.
| Regulator | Licence no. | Status | Licensed entity | Date | |
|---|---|---|---|---|---|
In our coverage Federal Deposit Insurance Corporation (U.S. FDIC) | 27471 | Regulated | American Express National Bank | 1989-03-20 | |
In our coverage Office of the Comptroller of the Currency (U.S. OCC) | 25151 | Regulated | American Express National Bank | 2000-12-01 | |
In our coverage Board of Governors of the Federal Reserve System (U.S. Fed) | 1394676 | Regulated | AMERICAN EXPRESS NB/AMERICAN EXPRESS CO | — |
Peer regulatory & risk comparison
Side-by-side supervisory and risk benchmark comparing American Express against peer institutions in our banks and deposit-taking institutions dataset.
| Institution | Primary regulators | Regulated / total | Risk classification | Source score | Warnings |
|---|---|---|---|---|---|
| American Express (this record) | Federal Deposit Insurance Corporation (U.S. FDIC)Office of the Comptroller of the Currency (U.S. OCC)Board of Governors of the Federal Reserve System (U.S. Fed) | 3 / 3 | Risk level not supplied | 5.0 | 0 |
Board of Governors of the Federal Reserve System (U.S. Fed)Federal Deposit Insurance Corporation (U.S. FDIC)Office of the Comptroller of the Currency (U.S. OCC) | 3 / 3 | Risk level not supplied | 5.0 | 0 | |
Board of Governors of the Federal Reserve System (U.S. Fed)Office of the Comptroller of the Currency (U.S. OCC)Federal Deposit Insurance Corporation (U.S. FDIC) | 3 / 3 | Risk level not supplied | 5.0 | 0 | |
Board of Governors of the Federal Reserve System (U.S. Fed)Federal Deposit Insurance Corporation (U.S. FDIC)Office of the Comptroller of the Currency (U.S. OCC) | 3 / 3 | Risk level not supplied | 5.0 | 0 | |
Board of Governors of the Federal Reserve System (U.S. Fed)Federal Deposit Insurance Corporation (U.S. FDIC)Office of the Comptroller of the Currency (U.S. OCC) | 3 / 3 | Risk level not supplied | 5.0 | 0 | |
Office of the Comptroller of the Currency (U.S. OCC)Federal Deposit Insurance Corporation (U.S. FDIC)Board of Governors of the Federal Reserve System (U.S. Fed) | 3 / 3 | Risk level not supplied | 5.0 | 0 |
American Express: institutional due diligence FAQ
Key supervisory, licensing, and counterparty verification questions generated from the dataset.
What is American Express's regulatory licence status and supervisory authorisation?
In our imported dataset, American Express (legal entity reference: American Express) holds 3 recorded licence entries, of which 3 carry a "regulated" status and 3 are marked regulated or registered: Federal Deposit Insurance Corporation (U.S. FDIC) — licence 27471, status: regulated; Office of the Comptroller of the Currency (U.S. OCC) — licence 25151, status: regulated; Board of Governors of the Federal Reserve System (U.S. Fed) — licence 1394676, status: regulated. Institutional due diligence requires verifying that the exact legal entity on your counterparty agreement matches the licensed entity name and registration number on the official Federal Deposit Insurance Corporation (U.S. FDIC), Office of the Comptroller of the Currency (U.S. OCC), Board of Governors of the Federal Reserve System (U.S. Fed) public register.
Which of American Express's jurisdictions and licences fall within this site's regulatory coverage?
This directory focuses on banks and deposit-taking institutions. 3 of American Express's 3 licence records fall directly within this jurisdictional mandate: Federal Deposit Insurance Corporation (U.S. FDIC) (licence 27471, regulated, entity: American Express National Bank); Office of the Comptroller of the Currency (U.S. OCC) (licence 25151, regulated, entity: American Express National Bank); Board of Governors of the Federal Reserve System (U.S. Fed) (licence 1394676, regulated, entity: AMERICAN EXPRESS NB/AMERICAN EXPRESS CO). Always confirm whether client money segregation and statutory investor compensation schemes apply to the specific subsidiary onboarding your account.
What is American Express's institutional risk classification, enforcement exposure, and score profile?
American Express carries a "risk level not supplied" classification in the source dataset, alongside composite 5-dimension ratings out of 10 (overall: 5.0, risk & licensing: 5.0, brand: 5.0, market influence: 5.0, user reputation: 0.0). The record flags 0 regulatory warning or complaint counts. Because these figures reflect imported source fields rather than primary audit findings, compliance teams should review primary enforcement bulletins directly.
What operational due diligence steps apply to American Express's platforms, entity structure, and complaints?
Before allocating capital or executing trades with American Express, institutional and retail allocators should: (1) confirm the domain (americanexpress.com) against regulator-approved domains to guard against clone firms; (2) verify whether any of the 0 recorded warning/complaint entries or 0 user comments involve withdrawal restrictions or scope violations; and (3) confirm the dispute-resolution ombudsman tied to Federal Deposit Insurance Corporation (U.S. FDIC).
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