Institution record
BofA
Bank of America
- Source score
- 5.0
- Warnings
- 0
- Comments
- 0
Licence records
Licences within our coverage (banks and deposit-taking institutions) are listed first. Check each one on the regulator's own register.
| Regulator | Licence no. | Status | Licensed entity | Date | |
|---|---|---|---|---|---|
In our coverage Board of Governors of the Federal Reserve System (U.S. Fed) | Not supplied | Regulated | Bank of America | — | |
In our coverage Federal Deposit Insurance Corporation (U.S. FDIC) | Not supplied | Regulated | Bank of America, National Association | — | |
In our coverage Office of the Comptroller of the Currency (U.S. OCC) | Not supplied | Regulated | American National Bank | — |
Peer regulatory & risk comparison
Side-by-side supervisory and risk benchmark comparing BofA against peer institutions in our banks and deposit-taking institutions dataset.
| Institution | Primary regulators | Regulated / total | Risk classification | Source score | Warnings |
|---|---|---|---|---|---|
| BofA (this record) | Board of Governors of the Federal Reserve System (U.S. Fed)Federal Deposit Insurance Corporation (U.S. FDIC)Office of the Comptroller of the Currency (U.S. OCC) | 3 / 3 | Risk level not supplied | 5.0 | 0 |
MASPrudential Regulation Authority (Bank of England PRA)Office of the Comptroller of the Currency (U.S. OCC)+4 | 7 / 7 | Risk level not supplied | 5.0 | 0 | |
Federal Deposit Insurance Corporation (U.S. FDIC)Office of the Comptroller of the Currency (U.S. OCC)Board of Governors of the Federal Reserve System (U.S. Fed) | 3 / 3 | Risk level not supplied | 5.0 | 0 | |
Board of Governors of the Federal Reserve System (U.S. Fed)Office of the Comptroller of the Currency (U.S. OCC)Federal Deposit Insurance Corporation (U.S. FDIC) | 3 / 3 | Risk level not supplied | 5.0 | 0 | |
Board of Governors of the Federal Reserve System (U.S. Fed)Federal Deposit Insurance Corporation (U.S. FDIC)Office of the Comptroller of the Currency (U.S. OCC) | 3 / 3 | Risk level not supplied | 5.0 | 0 | |
Board of Governors of the Federal Reserve System (U.S. Fed)Federal Deposit Insurance Corporation (U.S. FDIC)Office of the Comptroller of the Currency (U.S. OCC) | 3 / 3 | Risk level not supplied | 5.0 | 0 |
BofA: institutional due diligence FAQ
Key supervisory, licensing, and counterparty verification questions generated from the dataset.
What is BofA's regulatory licence status and supervisory authorisation?
In our imported dataset, BofA (legal entity reference: Bank of America) holds 3 recorded licence entries, of which 3 carry a "regulated" status and 3 are marked regulated or registered: Board of Governors of the Federal Reserve System (U.S. Fed) — licence Not supplied, status: regulated; Federal Deposit Insurance Corporation (U.S. FDIC) — licence Not supplied, status: regulated; Office of the Comptroller of the Currency (U.S. OCC) — licence Not supplied, status: regulated. Institutional due diligence requires verifying that the exact legal entity on your counterparty agreement matches the licensed entity name and registration number on the official Board of Governors of the Federal Reserve System (U.S. Fed), Federal Deposit Insurance Corporation (U.S. FDIC), Office of the Comptroller of the Currency (U.S. OCC) public register.
Which of BofA's jurisdictions and licences fall within this site's regulatory coverage?
This directory focuses on banks and deposit-taking institutions. 3 of BofA's 3 licence records fall directly within this jurisdictional mandate: Board of Governors of the Federal Reserve System (U.S. Fed) (licence Not supplied, regulated, entity: Bank of America); Federal Deposit Insurance Corporation (U.S. FDIC) (licence Not supplied, regulated, entity: Bank of America, National Association); Office of the Comptroller of the Currency (U.S. OCC) (licence Not supplied, regulated, entity: American National Bank). Always confirm whether client money segregation and statutory investor compensation schemes apply to the specific subsidiary onboarding your account.
What is BofA's institutional risk classification, enforcement exposure, and score profile?
BofA carries a "risk level not supplied" classification in the source dataset, alongside composite 5-dimension ratings out of 10 (overall: 5.0, risk & licensing: 5.0, brand: 5.0, market influence: 5.0, user reputation: 0.0). The record flags 0 regulatory warning or complaint counts. Because these figures reflect imported source fields rather than primary audit findings, compliance teams should review primary enforcement bulletins directly.
What operational due diligence steps apply to BofA's platforms, entity structure, and complaints?
Before allocating capital or executing trades with BofA, institutional and retail allocators should: (1) confirm the domain (about.bankofamerica.com) against regulator-approved domains to guard against clone firms; (2) verify whether any of the 0 recorded warning/complaint entries or 0 user comments involve withdrawal restrictions or scope violations; and (3) confirm the dispute-resolution ombudsman tied to Board of Governors of the Federal Reserve System (U.S. Fed).
Related institutional research & regulatory analysis
Editorial briefings and compliance research from FinLexicon Wiki relevant to BofA's supervisory scope.
Regulatory Compliance
Financial Services Regulatory ESG updater - Global Regulation Tomorrow
Financial Services Regulatory ESG updater - Global Regulation Tomorrow: Financial Services Regulatory ESG updater Global Regulation Tomorrow
Regulatory Benchmarks
Prudential Banking, Clearing & Basel Capital Institutions 2026 Licensing Benchmark: 6D Prudential Scorecard Across 301 Audited Entities
Comprehensive 2026 empirical benchmark covering 301 institutions and 94 competent authorities tracked by FinLexicon Wiki, detailing 6D compliance scores, contracting legal entities, and direct register verification.
Compliance Forensics
How to Verify Prudential Banking, Clearing & Basel Capital Institutions Licences & Detect Clone Firms: 2026 Supervisory Lookup Playbook
Practical 2026 due-diligence playbook from FinLexicon Wiki explaining how to authenticate licence numbers across 94 official registers and detect clone-firm domain spoofing before funding an account.
Solvency and Protection
Investor Compensation Ceilings, Client-Money Segregation & Counterparty Risk Matrix in Prudential Banking, Clearing & Basel Capital Institutions (2026)
Institutional comparison of statutory investor compensation schemes, daily client-asset segregation rules, and multi-dimensional counterparty risk scores across FinLexicon Wiki's 2026 coverage universe.